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The law, on your ledger.

usejura is an AI legal assistant for Nigerian fintechs. It reads the law and your contracts, works out what applies to you, keeps every deadline, and shows the source behind every answer.

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Obligations register for a sample payments app, kept current by usejura AI. Sample data, not legal advice.

Obligations register

Kept current by usejura AI

  1. AI radarWatching CBN, NDPC and FCCPC for new rules

OB-011 · NDPA 2023 · GAID 2025

Register with the NDPC as a data controller of major importance

Why the AI flagged this

  • You process personal data for about 12,000 users

NDPA 2023 · GAID 2025

Companies that process personal data above a set threshold must register with the Nigeria Data Protection Commission.

Plain-language summary, not statute text.

Trail

  1. Identified
  2. Assigned to Ada Okafor
  3. Due 04 Nov
  4. File with evidence

Ada Okafor · 04 Nov

The company, people and data on this page are samples. Nothing here is legal advice.

Your product ships every week. The law changes by circular, and nobody sends you a reminder.

Today, filings live in someone’s inbox, the rules are spread across several regulators, and every small question becomes a billable email. usejura’s AI keeps all of it in one register, and tells you when something changes.

Every deadline has a name on it.

Each obligation becomes a dated task with an owner and reminders before it’s due. Pick a day.

November 2026

6 deadlines

Wednesday 4 November

  • Register with the NDPCAda Okafor · OB-011

Contracts, marked up before you sign.

Drop in a partner or vendor agreement. usejura’s AI reads it against Nigerian law and your own playbook, then suggests the fix. You accept or reject each change, like tracked changes.

Processor Services Agreement

Draft v3 · you’re editing

11.4Each party shall comply with all laws applicable to it in performing this Agreement.

12.1The Processor may use Customer Data for any purpose connected with the Services1, including product improvement.

12.3The Processor may engage sub-processors without notice2 to the Client.

14.3Either party may terminate this Agreement on seven (7) days’ written notice3.

16.2The Processor’s total liability shall not exceed the fees paid in the previous month, including for any breach of data protection obligations4.

Answers with receipts.

Ask in plain language. usejura answers from Nigerian financial law and your own documents, footnotes every claim, and refuses to guess.

Ask usejura AIGrounded answers only

  1. Q.Do we need to register with the data protection regulator?
  2. A.Probably, yes. You handle personal data for about 12,000 users, which puts you above the threshold for a data controller of major importance1. Registration is with the Nigeria Data Protection Commission2. Ada Okafor already owns this in your register3.
  3. Q.Can we hold customer funds without a licence?
  4. A.Not verifiedI couldn’t ground an answer in a source I trust, so I won’t guess. This one is for counsel. I’ve added it to your register as OB-013.

One register. Two kinds of reader.

For founders and operators

No lawyer on staff.

  • A plain list of what applies to you
  • Deadlines with owners and reminders
  • Templates and contract checks you can use today
  • Answers that show their source

For counsel

In-house teams and the firms that advise fintechs.

  • Review and override anything the AI says
  • Your own clause library and playbooks
  • Approval routing and a full audit trail
  • Fewer routine questions in your inbox

Terms we hold ourselves to.

AI in law has to be checkable. These are the rules usejura’s AI works by.

  1. 1.1

    Every answer cites its source.

    You see the statute, circular or clause behind each answer, so you can check it yourself.

  2. 1.2

    If we can’t ground it, we say “Not verified”.

    No confident guesses. You’re pointed to counsel instead.

  3. 1.3

    A lawyer signs off every rule.

    Before launch, a qualified Nigerian lawyer will review each rule, and every rule will show when it was last verified.

  4. 1.4

    Nothing is filed on your behalf.

    The AI drafts, flags and reminds. A person always decides and submits.

Put your name on the register.

We’re building usejura with the first teams who use it. Tell us what keeps you up at night and we’ll build around it.

We read every answer. Early teams get access first and help decide what we build next.

ApplicationForm W-1

Your role

We use your details only to contact you about usejura. Ask us to delete them at any time.

Fair questions.

What does the AI actually do?

It reads Nigerian financial law and your own documents, works out which obligations apply to you, reviews and drafts contracts, and answers questions with sources. Lawyer-reviewed rules sit underneath it, and it says “Not verified” when it can’t ground an answer.

Is usejura legal advice?

No. usejura is software that gives legal information with sources. It is not a law firm and does not replace a lawyer for important or contested matters.

Will it file things with regulators for us?

No. It drafts, flags and reminds. A person always reviews and submits.

Where do the answers come from?

From a curated library of Nigerian financial law and from your own documents. Each answer shows its sources, and says “Not verified” when it can’t find one.

Do we need a lawyer to use it?

No. Teams without a lawyer can rely on the defaults. If you have a legal team, they can review and override anything.

Does it run KYC or AML checks?

No. usejura covers the law side: what is required, deadlines, documents and contracts. Identity checks and screening stay with your existing providers.

What does it cost?

Joining the waitlist is free. Pricing isn’t set yet, and early teams will help shape it.